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Credit Union Loans

If you are like most people and you are sick and tired of paying high interest rates for your loans, then maybe it is time for you to try something new and change over to one of the low interest rate credit union loans offered by credit unions around the United States. Historically, credit unions have been able to offer loans for everything from cars to houses for far less than their competition. So, if you are fed up with the state of the credit industry and the loan providers you have been dealing with, consider using a credit union for your loans instead.


Credit unions are unique among banking and financial institutions because they are not out to make a buck on your behalf. Think of them like non profit organizations because credit union loans are not designed to have high interest rates that makes their CEOs and board members multi millionaires. Instead, they offer low interest rates, use some of the money they make to pay for staff, buildings, and services - and give the rest back to you, the consumer, in the form of interest payments on your savings account. Pretty amazing considering what the other financial institutions are offering.


Because charging obscene interest rates for loans is not in the interest of anyone involved in a credit union, the union simply decides to charge as low of an interest rate as they can get away with. This works best for the union, as it attracts more customers; best for the other members of the credit union, as they get better interest rates; and best for those taking out the loans in the first place. So, the next time you consider purchasing anything, take a look at the credit union loans being offered - you will certainly be impressed.

AAI Credit Union Guide 2009 - Cr

Credit Union Guide 2018 - Credit Unions often offers lower rates and better terms than main street banks. You should look at their services and rates carefully before taking out a major loan.